As a mortgage broker, I understand that purchasing a home is one of the most significant financial decisions you’ll ever make. It’s a life-changing event that requires careful planning and consideration. Therefore, finding the perfect home requires an exceptional level of expertise and guidance.
When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker!
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments.
For those households who think they are on the purchasing end of the Spring market this season, here are five signs from Home Trust to know if you’re ready.
The Underused Housing Tax is an annual 1% tax on the ownership of vacant or underused housing in
Canada that took effect on January 1, 2022. The tax usually applies to non-resident, non-Canadian
owners. In some situations, however, it also applies to Canadian owners.
Did you know? March is fraud awareness month in the mortgage industry, which makes this a great time to talk about title insurance! As our
As soon as April 1 st 2023 the First Home Savings Account (FHSA) will be available in Canada. It combines the benefit of an RRSP
A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off higher-interest debts (such as credit cards and student loans) that a second mortgage might offer.
Providing solid advice, peace of mind, and pertinent information allowing you to make an informed decision. Whether you need a new mortgage, want to refinance your mortgage or need to consolidate debts, I am here for you.
Access to premium tools to help plan your mortgage.
