Mortgages done better

Expert advice for securing the best mortgage for your needs. Simple, fast, effective.

Products & Services

Tailored Unbiased Advice


Owner occupied, second homes and rental properties


Refinancing and access
to home equity

Debt Consolidation

Pay off debt faster and improve cash flow

Home Equity Lines of Credit

Accessing equity
in your home


Renewing Your Current Mortgage and/or transferring to another lender.

Private Mortgages

For those who don’t qualify traditionally

About Ward Mortgage

Tim Ward

Mortgage Broker

Your mortgage specialist!

Personal, exceptional service to determine the right mortgage for you. With so much choice in the market place, it can seem daunting without a professional by your side. I will help you navigate the process and work on your behalf to secure the best option for your individual needs.

I will help you navigate the process and work on your behalf to secure the best option.

Pre-Qualify for a Mortgage Today!

Download the MCC Home Centre App

Choosing The Right Mortgage

The Georgian Triangle

Grey County and Simcoe County have become two of the most desirable locations to live in Ontario. Their proximity to beautiful Georgian Bay and the Escarpment provide for the recreational lifestyle couples and families crave. The influx of new residents moving into the area’s from the city has been exponential and purchasing a home in this sought after four-season destination has become increasingly difficult. Serious buyers need the flexibility to secure financing fast if they are to stay competitive in the current market.

Pre-qualify in 60 seconds, and get a faster turn around for your mortgage financing here.


Collingwood Mortgages

Four Seasons Of Fun!

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The Blue Mountains

The Blue Mountains Mortgages

Where the shores of Southern Georgian Bay and the Escarpment meet.

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Thornbury Mortgages

A charming village filled with local artisans and fine dining.

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Meaford Mortgages

Known as 'Apple Country', Meaford
is rich culture and history.

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Wasaga Beach

Wasaga Beach Mortgages

Miles of beautiful beach.

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Stayner Mortgages

Mountain and lake lifestyles.

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Client Experiences Matter!

"I didn’t think I’d be able to get back into the Collingwood market again after my separation. Tim was recommended by friends and he was incredible. He found me a way to become a home owner again and I can’t thank him enough. So excited for my new house!"
Pauline O.
Tim is fantastic! He was readily available and was always happy to answer all of our questions. His professional and friendly demeanor was very welcoming and we would highly recommend him.
Jennifer W.
Tim is amazing!!!! He has helped us out with refinancing our primary residence and getting a great rate for a rental property. I would highly recommend him and have passed his name along to my friends who he is now helping.
Krystin R.
We've worked with Tim a couple of times now. He always has been totally professional and provided us with excellent service finding products which perfectly match what we were looking for. We have saved a ton of money by following his advice. We highly recommend Tim. Give him a call and see what he can do for you.
Ken S.
Tim is a great resource for helping you with your mortgage needs. Tim was able to help us with our purchase of our new country home and process with Tim was faultless and the whole process was smooth in obtaining the necessary financing in this current Covind-19 market. Thanks Tim
Ralph N.
I had a very good experience with Tim Ward; he helped me navigate through the important step of choosing the right mortgage option for my new home! Tim ‘s honest and practical communication helped me understand the process and make the best decision!! I am very grateful to Tim!!!
Doris N.