Mortgages Blog

Reflections And Insights From The Other Side Of The Desk.

Underused Housing Tax (UHT)

The Underused Housing Tax is an annual 1% tax on the ownership of vacant or underused housing in Canada that took effect on January 1, 2022. The tax usually applies to non-resident, non-Canadian owners. In some situations, however, it also applies to Canadian owners.

March 13, 2023

Fraud Awareness Month

March 8, 2023

First Home Savings Account (FHSA)

February 23, 2023

What to Know about Second Mortgages

A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off higher-interest debts (such as credit cards and student loans) that a second mortgage might offer.

February 8, 2023

Post-Holiday Debt Consolidation

The holidays are a season of giving and often times, households can find themselves carrying some extra debt as we enter the New Year.

January 12, 2023

Alternative Lending Considerations

When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative!

January 6, 2023

Providing solid advice, peace of mind, and pertinent information allowing you to make an informed decision. Whether you need a new mortgage, want to refinance your mortgage or need to consolidate debts, I am here for you.

Mortgages Blog

Underused Housing Tax (UHT)

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Fraud Awareness Month

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First Home Savings Account (FHSA)

Read More

What to Know about Second Mortgages

Read More

Post-Holiday Debt Consolidation

Read More

Alternative Lending Considerations

Read More

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