Mortgages Blog

Reflections And Insights From The Other Side Of The Desk.

So, you've found your dream home? Before you get too cozy envisioning your life in that charming abode, there's a crucial step you don't want to skip – getting pre-approved for your mortgage. Let's talk about why this home-buying rite of passage is a game-changer.
Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make your mortgage renewal work for you as we start to think about 2024.
A Smart Move for Future Rate Hikes. Why voluntarily increasing your mortgage now can be a wise decision to prepare for future rate hikes.
As we round the corner into October, now is a great time to touch base about what to expect in the marketplace this Fall!
Financial independence is a critical skill for future success that your children will not learn anywhere else.
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred.
Coping with High Mortgage Rates: A Guide. Discover how this could be your golden opportunity to shine in the world of real estate.
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a secured credit line (home equity line of credit or HELOC) to help fund the upfront cash to make changes to your home.
There are still some misconceptions about the CHIP Reverse Mortgage, primarily arising from the belief that they are not regulated. In reality, reverse mortgages in Canada are highly regulated, and HomeEquity Bank is a Schedule 1 Canadian Chartered Bank.