Mortgages Blog

Reflections And Insights From The Other Side Of The Desk.

When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred.
Coping with High Mortgage Rates: A Guide. Discover how this could be your golden opportunity to shine in the world of real estate.
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option for this is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a secured credit line (home equity line of credit or HELOC) to help fund the upfront cash to make changes to your home.
There are still some misconceptions about the CHIP Reverse Mortgage, primarily arising from the belief that they are not regulated. In reality, reverse mortgages in Canada are highly regulated, and HomeEquity Bank is a Schedule 1 Canadian Chartered Bank.
Homeowner Insurance 101. Not all insurance products are created equal. Understand the different insurance products to ensure you have proper coverage.
Applying for a mortgage can be a significant milestone in your life. To increase your chances of securing a favorable mortgage, it's crucial to build a strong application. In this blog post, I will guide you through the essential dos and don'ts when it comes to creating a robust mortgage application. Let's dive in and set you up for success!