Mortgages Blog

Reflections And Insights From The Other Side Of The Desk.

December is the ideal time to reset your finances for 2026. Start with the basics—tackle high-interest debt, automate your savings, check your credit score, and let go of past money mistakes. Then dive into three essential habits: reviewing your accounts, setting clear savings goals, and auditing your spending. These simple steps will help you start the New Year with clarity, confidence, and a stronger financial plan.
The housing market has changed dramatically, and for many young Canadians, buying a home feels out of reach. If your adult children are struggling to get into the market, there are ways you can help. From gifting a down payment to co-signing a mortgage, offering an early inheritance, or exploring creative financing options, this article outlines practical strategies to support the next generation of homeowners.
Buying your first home is exciting but can be stressful. In this post, I share expert tips to help you stay organized, set realistic expectations, and build the right team—so you can minimize stress, avoid surprises, and feel confident throughout the process.
Cooling temps but a hot mix of market shifts—price predictions, interest rates, and buyer trends you need to know before making your next move.
This month I’ve put together a game of This or That for you. I’m challenging you to not only pick This or That, but also to think about why it’s the better course of action. After you’ve worked through the scenario, read on for the answer and explanation. And let me know how many you got right!
Dreaming of a vacation home? Discover key tips on financing, location, mortgage eligibility, and long-term planning to make a smart and stress-free purchase.
House hunting can feel overwhelming—but it doesn’t have to be. With the right game plan, finding your perfect place becomes an exciting adventure. Here are five practical steps to help you move forward with confidence.
Before refinancing, selling, or making a lump sum payment, it's important to understand mortgage penalties. Many homeowners are caught off guard by fees for breaking terms—whether it’s switching lenders, paying early, or missing a payment.
Wondering if you should go fixed or variable in 2025? You’re not alone. With interest rates moving and everyday costs climbing, making the right mortgage choice matters more than ever. Let’s break it down—no jargon, just what you really need to know.