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Mortgages Blog

Reflections And Insights From The Other Side Of The Desk.

Entering the Housing Market

With the first Bank of Canada rate drop having occurred in June, many individuals are looking at the housing market with renewed vigor and an expectation that rates will continue to come down to a more sustainable level.
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Mortgage Pre-Approval vs. Pre-Qualification

Mortgage Pre-Approval vs. Pre-Qualification

Looking to buy your first home? Thinking about making a move? Whatever your goals, when it comes to getting a mortgage, there are a few things you can do in advance to make the mortgage process easier!
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Capital Gains Tax Changes

Capital Gains Tax Changes

As Canada's 2024 federal budget proposes significant changes to capital gains tax, it's crucial to understand how these adjustments might impact your financial future.
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Mortgage Renewal Options

Mortgage Renewal Options

Is your mortgage coming up for renewal this year or in 2025? Do you know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make the most of your renewal!
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Tips to Improve Your Credit Score

Tips to Improve Your Credit Score

Your credit score is one of the most important factors when it comes to qualifying for a mortgage at the best rate – and with the most purchasing power.
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2024 Spring Market Expectations

2024 Spring Market Expectations

The spring housing market is just around the corner! Whether you’re looking to sell, buy, or want to ensure your mortgage is in order, knowing what to expect can help.
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Tim Ward

Providing solid advice, peace of mind, and pertinent information allowing you to make an informed decision. Whether you need a new mortgage, want to refinance your mortgage or need to consolidate debts, I am here for you.

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