March is Fraud Awareness Month, making it the perfect time to learn how to protect yourself and your mortgage from fraud. Understanding common mortgage scams and how to recognize warning signs can make all the difference in safeguarding your financial well-being.
Spring is one of the busiest seasons in the real estate market, with buyers eager to find their dream home before summer.
If you’re planning to purchase a home in Spring 2025, now is the time to get your finances in order.
A second mortgage allows homeowners to borrow against their property’s value for renovations, debt consolidation, or other financial needs. This blog explores the benefits, risks, and key differences between a second mortgage and refinancing to help you make an informed decision.
It’s a new year and as we gear up for the upcoming Spring season, it is a good idea to take a look at the market outlook and what we are expecting to see around housing sales, prices, interest rates, and how these current conditions affect buyers versus sellers!
As the new year approaches, it’s a natural time to reflect on our personal goals and set resolutions for the months ahead. Your home and finances are key areas where small, intentional changes can lead to big improvements in security, stability, and quality of life. Here are some resolutions to get you started!
Refinancing can be a smart financial move, whether to access home equity, consolidate debt, secure a better rate, or adjust your mortgage terms. While refinancing at the end of your term avoids penalties, the right timing depends on your goals. Let’s explore how refinancing could benefit you!
As of January 15, 2025, new mortgage rules are coming into effect in Canada for homeowners looking to add additional dwelling units to their properties. These changes will impact how borrowers can access mortgage insurance for secondary units such as basement apartments or in-law suites. Below, we’ll break down the key points of this new policy and what it means for those looking to expand their living space.
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage.
Providing solid advice, peace of mind, and pertinent information allowing you to make an informed decision. Whether you need a new mortgage, want to refinance your mortgage or need to consolidate debts, I am here for you.
Access to premium tools to help plan your mortgage.
